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By Durand. Home Insurance. Published at Monday, March 19th, 2018 01:00:46 AM.

Many variables define home insurance costs. There are several factors that can increase your home insurance rate and they are important to consider when purchasing a home. Such factors include fireplaces or wood stoves, swimming pools, oil-based heating systems, old wiring, commercial zoning, old pipes and poor / old roofing....


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By Durand. Home Insurance. Published at Tuesday, February 13th, 2018 19:21:03 PM.

Consider the findings reported by independent insurance agent association, Trusted Choice, in a 2009 national survey: "53 million household respondents 'admitted they are probably not taking advantage of all homeowners insurance discounts or said that they simply did not know' about policyholder discounts they likely qualify for." The survey also...


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By Durand. Home Insurance. Published at Monday, February 12th, 2018 19:20:41 PM.

Before you buy home insurance policies, ensure you are satisfied with the terms. If the coverage benefits do not cater to your needs, your hard-earned money in the form of premiums could be a colossal waste. Read the exclusions (things not covered) thoroughly in order to understand the terms. You...


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By Durand. Manufacturer Home Insurance. Published at Thursday, February 15th, 2018 19:21:38 PM.

Secondly, a good insurance policy will include liability insurance. Liability coverage protects you, the homeowner, if someone gets hurt on your property or in your home. It can pay for medical expenses and costs associated with the injury. A good policy will also help pay for legal defense in the...


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By Durand. Home Insurance. Published at Friday, February 16th, 2018 19:21:52 PM.

Cheaper Home Insurance: Increasing Deductibles. Like car insurance there are deductibles (that is the amount you have to pay out-of-pocket just before the insurance covers the rest) for home owners insurance coverage. So the greater the deductible total amount you are willing to pay the lower your premiums should be....


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By Durand. Home Insurance. Published at Sunday, February 11th, 2018 19:20:28 PM.

So what is this particular form of insurance we are referring to? Whether you know this insurance product as home, hazard, or homeowner's insurance, all of these three terms refer to the specific type of insurance product for properties. This insurance policy is designed to provide coverage to private homes....


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By Durand. Home Insurance. Published at Saturday, February 10th, 2018 19:20:13 PM.

When dealing with the aftermath of a disaster such as a hurricane, earthquake or fire, one of the first steps you will take is to contact your home insurance company in order to file a claim. But having an insurance policy and filing a claim is not a recipe for...


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By Durand. Home Insurance. Published at Wednesday, February 14th, 2018 19:21:18 PM.

Do you have a farmhouse in the country side? If yes, is it well-protected? One of my colleagues had to face the same problem. While he lodged a complaint with the police, he needed money for repairing his property. Monitoring property continuously is not humanly possible, especially when it is...


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