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By Durand. Home Insurance. Published at Friday, March 23rd, 2018 20:00:24 PM.

Taking the first step in purchasing adequate home insurance, is even more important when you own a home. With home values still close to all-time highs, our homes are not only the place we live, but also our largest investment. Our families rely on the sanctity of our homes. With...


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By Durand. Home Insurance. Published at Tuesday, October 24th, 2017 17:55:41 PM.

Home insurance comes with many responsibilities, one of which is to have adequate home insurance that not only protects you, but also your family. If you rent a house or an apartment, renters insurance is also a good idea. The number one reason people go without home insurance or renters...


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By Durand. Home Insurance. Published at Sunday, October 22nd, 2017 17:54:39 PM.

Home insurance refers to the coverage and protection of a private residence. It is not important if you live in a high rise apartment or in a farm somewhere, in an island or in the city. It is up to you to decide what you want to cover with your...


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By Durand. Home Insurance. Published at Saturday, October 21st, 2017 17:54:07 PM.

It is important to understand the average home insurance cost and all the factors that impact it. On average, homeowners pay $780 for home insurance in Ontario but factors such as location, replacement costs, coverage and riders, such as flood or jewelry coverage, can have a major impact on the...


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By Durand. Home Insurance. Published at Friday, October 27th, 2017 17:57:20 PM.

A deductible is the amount of money you state you will agree, in advance, to fund as part of the settlement when you file a claim. Subject to your claim being successful, your insurer will make the remainder of the payment to balance your claim; or a sum as mutually...


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By Durand. Home Insurance. Published at Wednesday, October 25th, 2017 17:55:57 PM.

Another option you can try is the third type of homeowner insurance which is the HO-3. This is actually termed as the Special HO Policy. Unlike the other policies, this type specifically focuses on the structure of your house. More so, it is able to cover all the hazards that...


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By Durand. Home Insurance. Published at Thursday, October 26th, 2017 17:56:17 PM.

When dealing with the aftermath of a disaster such as a hurricane, earthquake or fire, one of the first steps you will take is to contact your home insurance company in order to file a claim. But having an insurance policy and filing a claim is not a recipe for...


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By Durand. Home Insurance. Published at Monday, October 23rd, 2017 17:54:56 PM.

This is particularly helpful in understanding the way in which claims are handled by each Insurer. Nobody wants to have a claim under a home policy but it is of course what insurance is all about. High value insurance brokers are very well equipped to deal with and advise on...


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