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By Durand. Home Insurance. Published at Saturday, December 02nd, 2017 18:32:48 PM.

Another option you can try is the third type of homeowner insurance which is the HO-3. This is actually termed as the Special HO Policy. Unlike the other policies, this type specifically focuses on the structure of your house. More so, it is able to cover all the hazards that...


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By Durand. Home Insurance. Published at Friday, November 03rd, 2017 20:58:29 PM.

A deductible is the amount of money you state you will agree, in advance, to fund as part of the settlement when you file a claim. Subject to your claim being successful, your insurer will make the remainder of the payment to balance your claim; or a sum as mutually...


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By Durand. Home Insurance. Published at Thursday, April 19th, 2018 09:29:07 AM.

In today's economy, many homeowners are juggling higher bills on less earnings -- facing tightened family budgets in the wake of rising costs, credit limits or even job loss. Yet there is no need to struggle with the cost of home insurance. Despite industry increases, homeowners may be able to...


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By Durand. Home Insurance. Published at Sunday, December 03rd, 2017 18:33:04 PM.

A deductible is the amount of money you state you will agree, in advance, to fund as part of the settlement when you file a claim. Subject to your claim being successful, your insurer will make the remainder of the payment to balance your claim; or a sum as mutually...


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By Durand. Home Insurance. Published at Friday, December 01st, 2017 18:32:33 PM.

A home insurance policy may include more things than the actual house, it may include personal property inside the home and property, liabilities you may have because of accidents or damages to third party property within your property and reasonable repair costs. It is also possible to include insurance that...


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By Durand. Home Insurance. Published at Thursday, November 30th, 2017 18:32:17 PM.

Provincial differences do exist. Coverage costs vary by province because each province has its own unique challenges. Average insurance in Ontario are not typically impacted by things like earthquake coverage but the same cannot be said of British Columbia, for example. In Canada, overland flooding is a separate area for...


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By Durand. Home Insurance. Published at Tuesday, December 05th, 2017 18:33:35 PM.

Your home is definitely one of your most valuable assets or investments, if not the most valuable. In this regard, a lot of home owners actually prefer getting homeowners insurance policies. Nonetheless, you must also know that getting a home insurance policy can be a little tricky. In fact, with...


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By Durand. Home Insurance. Published at Wednesday, November 29th, 2017 18:31:58 PM.

There are different kinds of coverage which go from an HO0 category which covers damage from fire, smoke, lightning, explosion and others which are very general, up to an HO5 category which covers most anything that can happen to your home. An HO5 home insurance policy will cover everything with...


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By Durand. Home Insurance. Published at Monday, December 04th, 2017 18:33:18 PM.

Person A has pretty good credit and has never filed claims on her home insurance. Person B has pretty good credit and has never filed claims on her home insurance. You would think that a quote from the same company on home insurance would yield similar, if not identical, results,...


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By Durand. Home Insurance. Published at Saturday, December 02nd, 2017 18:32:48 PM.

Home insurance for tenants is 3 times cheaper. If you rent a home, you can benefit from lower home insurance costs since you do not need all the coverages that a homeowner would need. Typical tenant insurance policy would be covering your liability (e.g. if you flood people who live...


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