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By Durand. Home Insurance. Published at Saturday, November 04th, 2017 20:58:58 PM.

Another option you can try is the third type of homeowner insurance which is the HO-3. This is actually termed as the Special HO Policy. Unlike the other policies, this type specifically focuses on the structure of your house. More so, it is able to cover all the hazards that...


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By Durand. Home Insurance. Published at Tuesday, November 07th, 2017 21:01:07 PM.

A deductible is the amount of money you state you will agree, in advance, to fund as part of the settlement when you file a claim. Subject to your claim being successful, your insurer will make the remainder of the payment to balance your claim; or a sum as mutually...


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By Durand. Home Insurance. Published at Wednesday, November 22nd, 2017 21:09:04 PM.

It is important to understand the average home insurance cost and all the factors that impact it. On average, homeowners pay $780 for home insurance in Ontario but factors such as location, replacement costs, coverage and riders, such as flood or jewelry coverage, can have a major impact on the...


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By Durand. Home Insurance. Published at Monday, November 27th, 2017 18:31:27 PM.

Furthermore, the insurance policies also cover your rent expenses if you are forced to move out to another place along with your family due to damage, fire or other insured disasters. The policy will allow you to get additional costs of living away from home. Hence, you should consider an...


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By Durand. Home Insurance. Published at Tuesday, November 21st, 2017 21:08:30 PM.

Another option you can try is the third type of homeowner insurance which is the HO-3. This is actually termed as the Special HO Policy. Unlike the other policies, this type specifically focuses on the structure of your house. More so, it is able to cover all the hazards that...


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By Durand. Home Insurance. Published at Friday, November 24th, 2017 18:30:42 PM.

This is particularly helpful in understanding the way in which claims are handled by each Insurer. Nobody wants to have a claim under a home policy but it is of course what insurance is all about. High value insurance brokers are very well equipped to deal with and advise on...


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By Durand. Home Insurance. Published at Sunday, November 26th, 2017 18:31:13 PM.

Person A has pretty good credit and has never filed claims on her home insurance. Person B has pretty good credit and has never filed claims on her home insurance. You would think that a quote from the same company on home insurance would yield similar, if not identical, results,...


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By Durand. Home Insurance. Published at Thursday, November 23rd, 2017 18:30:26 PM.

Now, this is all available to us, thanks to the advancements of the Internet. It is important to understand, however, that the elimination of an agent, means a bit more homework on your part. Things may be cheaper and easier by utilizing the power of the Internet, but you'll be...


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By Durand. Home Insurance. Published at Saturday, November 25th, 2017 18:31:01 PM.

Cheaper Home Insurance: Increasing Deductibles. Like car insurance there are deductibles (that is the amount you have to pay out-of-pocket just before the insurance covers the rest) for home owners insurance coverage. So the greater the deductible total amount you are willing to pay the lower your premiums should be....


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