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By Durand. Home Insurance. Published at Thursday, April 19th, 2018 09:33:30 AM.

There are different kinds of coverage which go from an HO0 category which covers damage from fire, smoke, lightning, explosion and others which are very general, up to an HO5 category which covers most anything that can happen to your home. An HO5 home insurance policy will cover everything with...


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By Durand. Mobile Home Insurance. Published at Thursday, April 19th, 2018 09:33:10 AM.

Insurance policies for mobile dwellings can cover you against all risks or only narrowly against specific risks. In general, a policy against a specific risk covers losses from the residence and its contents in case of fire, lightning, explosion, transport, theft, windstorm, riot or civil disturbance. Personal property in a...


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By Durand. Mobile Home Insurance. Published at Thursday, April 19th, 2018 09:32:58 AM.

A mobile home insurance policy caters to the specific needs of owners of such. The coverage provided by this policy is similar to that of the regular homeowner's policy. However, it is specifically designed to meet the specific needs of the policy holder. Besides the mobile home, coverage also includes...


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By Durand. Home Insurance. Published at Monday, February 26th, 2018 19:24:38 PM.

Do you have a farmhouse in the country side? If yes, is it well-protected? One of my colleagues had to face the same problem. While he lodged a complaint with the police, he needed money for repairing his property. Monitoring property continuously is not humanly possible, especially when it is...


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By Durand. Home Insurance. Published at Friday, February 23rd, 2018 19:23:44 PM.

Since home insurance can prove to be very valuable to home owners, it is to be expected that many companies offer this particular form of insurance. You should also expect this type of insurance policy to differ depending on many different factors, including the provider itself, the included coverage types,...


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By Durand. Home Insurance. Published at Tuesday, February 27th, 2018 19:24:54 PM.

Before you buy home insurance policies, ensure you are satisfied with the terms. If the coverage benefits do not cater to your needs, your hard-earned money in the form of premiums could be a colossal waste. Read the exclusions (things not covered) thoroughly in order to understand the terms. You...


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By Durand. Mobile Home Insurance. Published at Saturday, February 24th, 2018 19:24:08 PM.

Mobile home insurance is offered as ACV or actual cash value this covers for the damage of your mobile home when it depreciate because of its old age. A replacement cost policy which is also under the mobile insurance offers coverage for the amount that is needed to replace your...


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By Durand. Home Insurance. Published at Wednesday, February 28th, 2018 19:25:08 PM.

Cheaper Home Insurance: Increasing Deductibles. Like car insurance there are deductibles (that is the amount you have to pay out-of-pocket just before the insurance covers the rest) for home owners insurance coverage. So the greater the deductible total amount you are willing to pay the lower your premiums should be....


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By Durand. Home Insurance. Published at Sunday, February 25th, 2018 19:24:24 PM.

When you buy your first home it is normal that the bank lending you the money to make the purchase requires that you buy a home insurance policy that will cover at least the amount that they lent you to buy it. The bank is looking out for its own...


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By Durand. Home Insurance. Published at Thursday, February 22nd, 2018 19:23:22 PM.

Home insurance comes with many responsibilities, one of which is to have adequate home insurance that not only protects you, but also your family. If you rent a house or an apartment, renters insurance is also a good idea. The number one reason people go without home insurance or renters...


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