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By Durand. Home Insurance. Published at Thursday, April 19th, 2018 09:31:39 AM.

There are different kinds of coverage which go from an HO0 category which covers damage from fire, smoke, lightning, explosion and others which are very general, up to an HO5 category which covers most anything that can happen to your home. An HO5 home insurance policy will cover everything with...


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By Durand. Home Insurance. Published at Tuesday, December 26th, 2017 20:28:34 PM.

Another option you can try is the third type of homeowner insurance which is the HO-3. This is actually termed as the Special HO Policy. Unlike the other policies, this type specifically focuses on the structure of your house. More so, it is able to cover all the hazards that...


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By Durand. Home Insurance. Published at Monday, December 25th, 2017 20:28:20 PM.

A deductible is the amount of money you state you will agree, in advance, to fund as part of the settlement when you file a claim. Subject to your claim being successful, your insurer will make the remainder of the payment to balance your claim; or a sum as mutually...


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By Durand. Home Insurance. Published at Friday, December 29th, 2017 20:29:31 PM.

Consider the findings reported by independent insurance agent association, Trusted Choice, in a 2009 national survey: "53 million household respondents 'admitted they are probably not taking advantage of all homeowners insurance discounts or said that they simply did not know' about policyholder discounts they likely qualify for." The survey also...


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By Durand. Home Insurance. Published at Saturday, December 23rd, 2017 20:27:53 PM.

Home insurance for tenants is 3 times cheaper. If you rent a home, you can benefit from lower home insurance costs since you do not need all the coverages that a homeowner would need. Typical tenant insurance policy would be covering your liability (e.g. if you flood people who live...


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By Durand. Home Insurance. Published at Sunday, December 24th, 2017 20:28:07 PM.

So what is this particular form of insurance we are referring to? Whether you know this insurance product as home, hazard, or homeowner's insurance, all of these three terms refer to the specific type of insurance product for properties. This insurance policy is designed to provide coverage to private homes....


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By Durand. Home Insurance. Published at Thursday, December 28th, 2017 20:29:01 PM.

Are you one of the many high value home contents or a high value property owners that are frustrated with trying to buy insurance on line from an irritating little mongoose or a fat opera singer and constantly being rejected? If you are and are looking for a much more...


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By Durand. Home Insurance. Published at Wednesday, December 27th, 2017 20:28:47 PM.

Taking the first step in purchasing adequate home insurance, is even more important when you own a home. With home values still close to all-time highs, our homes are not only the place we live, but also our largest investment. Our families rely on the sanctity of our homes. With...


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