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By Durand. Home Insurance. Published at Thursday, April 19th, 2018 09:29:07 AM.

A home insurance policy may include more things than the actual house, it may include personal property inside the home and property, liabilities you may have because of accidents or damages to third party property within your property and reasonable repair costs. It is also possible to include insurance that...


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By Durand. Home Insurance. Published at Tuesday, March 20th, 2018 01:01:02 AM.

You can have security devices installed in your home for relatively little cost. This is highly important as it allows you keep your home protected and your insurance premiums down. This can be achieved by spending few hundreds of dollars on minor improvements and doing this can earn you special...


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By Durand. Home Insurance. Published at Sunday, November 26th, 2017 18:31:13 PM.

There are different kinds of coverage which go from an HO0 category which covers damage from fire, smoke, lightning, explosion and others which are very general, up to an HO5 category which covers most anything that can happen to your home. An HO5 home insurance policy will cover everything with...


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By Durand. Home Insurance. Published at Wednesday, November 22nd, 2017 21:09:04 PM.

This is particularly helpful in understanding the way in which claims are handled by each Insurer. Nobody wants to have a claim under a home policy but it is of course what insurance is all about. High value insurance brokers are very well equipped to deal with and advise on...


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By Durand. Home Insurance. Published at Saturday, November 25th, 2017 18:31:01 PM.

Do you have a farmhouse in the country side? If yes, is it well-protected? One of my colleagues had to face the same problem. While he lodged a complaint with the police, he needed money for repairing his property. Monitoring property continuously is not humanly possible, especially when it is...


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By Durand. Home Insurance. Published at Tuesday, November 28th, 2017 18:31:42 PM.

Consider the findings reported by independent insurance agent association, Trusted Choice, in a 2009 national survey: "53 million household respondents 'admitted they are probably not taking advantage of all homeowners insurance discounts or said that they simply did not know' about policyholder discounts they likely qualify for." The survey also...


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By Durand. Home Insurance. Published at Monday, November 27th, 2017 18:31:27 PM.

Another option you can try is the third type of homeowner insurance which is the HO-3. This is actually termed as the Special HO Policy. Unlike the other policies, this type specifically focuses on the structure of your house. More so, it is able to cover all the hazards that...


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By Durand. Home Insurance. Published at Friday, November 24th, 2017 18:30:42 PM.

A home insurance policy may include more things than the actual house, it may include personal property inside the home and property, liabilities you may have because of accidents or damages to third party property within your property and reasonable repair costs. It is also possible to include insurance that...


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By Durand. Home Insurance. Published at Thursday, November 23rd, 2017 18:30:26 PM.

A deductible is the amount of money you state you will agree, in advance, to fund as part of the settlement when you file a claim. Subject to your claim being successful, your insurer will make the remainder of the payment to balance your claim; or a sum as mutually...


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