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By Durand. Home Insurance. Published at Monday, December 11th, 2017 18:35:56 PM.

It is important to understand the average home insurance cost and all the factors that impact it. On average, homeowners pay $780 for home insurance in Ontario but factors such as location, replacement costs, coverage and riders, such as flood or jewelry coverage, can have a major impact on the...


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By Durand. Home Insurance. Published at Monday, April 16th, 2018 23:28:13 PM.

Provincial differences do exist. Coverage costs vary by province because each province has its own unique challenges. Average insurance in Ontario are not typically impacted by things like earthquake coverage but the same cannot be said of British Columbia, for example. In Canada, overland flooding is a separate area for...


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By Durand. Home Insurance. Published at Monday, April 16th, 2018 23:28:40 PM.

By having several insurance companies compete for your business, you'll be assured the most competitive rate. What's recommended when getting a home insurance quote is to get a quote from about five insurers. But, make sure those five insurers are higher quality insurance companies. You'll be amazed at just how...


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By Durand. Home Insurance. Published at Monday, April 16th, 2018 23:28:28 PM.

Another option you can try is the third type of homeowner insurance which is the HO-3. This is actually termed as the Special HO Policy. Unlike the other policies, this type specifically focuses on the structure of your house. More so, it is able to cover all the hazards that...


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By Durand. Home Insurance. Published at Monday, April 16th, 2018 23:27:34 PM.

Aside from the circumstances mentioned above, this type of home insurance policy will cover your house as well as the other valuable items inside it against 10 different types of peril as declared in the agreement. The thing with this type of policy though is that a lot of companies...


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By Durand. Mobile Home Insurance. Published at Monday, April 16th, 2018 23:27:46 PM.

A good manufactured home insurance policy will offer protection on your personal possessions. Take a complete inventory of all your personal items. Include pictures of each item. Keep this list, as well as the pictures in a secure place that is not in your home, such as a safety deposit...


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By Durand. Mobile Home Insurance. Published at Monday, April 16th, 2018 23:27:59 PM.

ACV (Actual Cash Value) or Replacement Cost? These are the two options that you will have to choose between. Surprisingly, most people end up with an ACV policy. This is bad news for the policy holder. ACV policies take into account depreciation of the home when it comes time to...


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By Durand. Manufacturer Home Insurance. Published at Monday, April 16th, 2018 23:28:56 PM.

You may want to talk to some mobile home owners to see which insurance companies they use and what their policies are like. They will be able to point you in the right direction to locate an insurance company that is right for you. Your home will be just as...


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