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By . Home Insurance. Published at Sunday, February 04th, 2018 20:52:58 PM.

Another option you can try is the third type of homeowner insurance which is the HO-3. This is actually termed as the Special HO Policy. Unlike the other policies, this type specifically focuses on the structure of your house. More so, it is able to cover all the hazards that...


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By . Home Insurance. Published at Thursday, February 01st, 2018 20:52:17 PM.

Home insurance comes with many responsibilities, one of which is to have adequate home insurance that not only protects you, but also your family. If you rent a house or an apartment, renters insurance is also a good idea. The number one reason people go without home insurance or renters...


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By . Home Insurance. Published at Wednesday, January 31st, 2018 20:52:04 PM.

Like health insurance coverage for you and your family members, home insurance is not something to consider lightly. Not having the proper home owners insurance coverage in place might have some severe repercussions. The worst of which leads to you losing your residence entirely leaving your loved ones no place...


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By . Home Insurance. Published at Friday, February 02nd, 2018 20:52:31 PM.

Many variables define home insurance costs. There are several factors that can increase your home insurance rate and they are important to consider when purchasing a home. Such factors include fireplaces or wood stoves, swimming pools, oil-based heating systems, old wiring, commercial zoning, old pipes and poor / old roofing....


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By . Mobile Home Insurance. Published at Monday, January 29th, 2018 20:51:35 PM.

ACV (Actual Cash Value) or Replacement Cost? These are the two options that you will have to choose between. Surprisingly, most people end up with an ACV policy. This is bad news for the policy holder. ACV policies take into account depreciation of the home when it comes time to...


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By . Home Insurance. Published at Saturday, February 03rd, 2018 20:52:44 PM.

It is important to understand the average home insurance cost and all the factors that impact it. On average, homeowners pay $780 for home insurance in Ontario but factors such as location, replacement costs, coverage and riders, such as flood or jewelry coverage, can have a major impact on the...


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By . Home Insurance. Published at Tuesday, January 30th, 2018 20:51:48 PM.

You can have security devices installed in your home for relatively little cost. This is highly important as it allows you keep your home protected and your insurance premiums down. This can be achieved by spending few hundreds of dollars on minor improvements and doing this can earn you special...


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