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By Durand. Unoccupied Home Insurance. Published at Tuesday, December 19th, 2017 20:26:35 PM.

Insurers are often reluctant to maintain cover on a household that's left empty over a extensive period. A vacant property has a tendency to pose a greater risk to break-ins, trespassers, as well as increasing the risks on potential fire or damage by water, as there's no one at home...


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By Durand. Home Insurance. Published at Monday, December 04th, 2017 18:33:18 PM.

Before you buy home insurance policies, ensure you are satisfied with the terms. If the coverage benefits do not cater to your needs, your hard-earned money in the form of premiums could be a colossal waste. Read the exclusions (things not covered) thoroughly in order to understand the terms. You...


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By Durand. Home Insurance. Published at Tuesday, December 05th, 2017 18:33:35 PM.

There are different kinds of coverage which go from an HO0 category which covers damage from fire, smoke, lightning, explosion and others which are very general, up to an HO5 category which covers most anything that can happen to your home. An HO5 home insurance policy will cover everything with...


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By Durand. Home Insurance. Published at Friday, December 01st, 2017 18:32:33 PM.

A deductible is the amount of money you state you will agree, in advance, to fund as part of the settlement when you file a claim. Subject to your claim being successful, your insurer will make the remainder of the payment to balance your claim; or a sum as mutually...


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By Durand. Home Insurance. Published at Thursday, November 30th, 2017 18:32:17 PM.

Do you have a farmhouse in the country side? If yes, is it well-protected? One of my colleagues had to face the same problem. While he lodged a complaint with the police, he needed money for repairing his property. Monitoring property continuously is not humanly possible, especially when it is...


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By Durand. Home Insurance. Published at Saturday, December 02nd, 2017 18:32:48 PM.

Home insurance comes with many responsibilities, one of which is to have adequate home insurance that not only protects you, but also your family. If you rent a house or an apartment, renters insurance is also a good idea. The number one reason people go without home insurance or renters...


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By Durand. Home Insurance. Published at Wednesday, November 29th, 2017 18:31:58 PM.

Many variables define home insurance costs. There are several factors that can increase your home insurance rate and they are important to consider when purchasing a home. Such factors include fireplaces or wood stoves, swimming pools, oil-based heating systems, old wiring, commercial zoning, old pipes and poor / old roofing....


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By Durand. Home Insurance. Published at Sunday, December 03rd, 2017 18:33:04 PM.

Home insurance policies change for different types of properties. Tenant insurance (also called renter's insurance) only covers the contents of a rented house and, depending on the policy, liability. The homeowner's coverage, on the other hand, is focused on the insurance of the building itself to ensure protection in instances...


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