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By Durand. Home Insurance. Published at Monday, May 28th, 2018 02:20:13 AM. AAA Home Insurance Reviews: Increasing Deductibles. Like car insurance, there are deductibles (that is the amount you have to pay out-of-pocket just before the insurance covers the rest) for homeowners insurance coverage. So the greater the deductible total amount you are willing to pay the lower your premiums should be....


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