Published at Sunday, April 15th, 2018 - 18:57:49 PM. Mobile Home Insurance. By Durand.
Secondly, a good insurance policy will include liability insurance. Liability coverage protects you, the homeowner, if someone gets hurt on your property or in your home. It can pay for medical expenses and costs associated with the injury. A good policy will also help pay for legal defense in the event that you are sued. It should also cover damages made to the property when the accident occurred. However, it does not cover injuries to you or your immediate family living in the home. To determine the amount of liability coverage that you might need, think about how many people will be in and out of your home on a daily basis. If you have teenagers that are always inviting friends over, liability insurance is a must! It is important to try to make your home and property as safe as possible. Keep the porch and walkways in good repair. Always have adequate lighting and keep your home free of excessive clutter.
Whether you have owned a mobile home insurance policy before, currently, or are thinking about purchasing one, there are a few things to keep in mind. Some people think that because a mobile home is cheaper to buy, they do not need to spend the money on an insurance policy to protect their interest. This could not be further from the truth. The common misconception is that most insurance companies do not cover mobile homes. There are a few that do not, but most offer policies or refer you to a company that can issue a policy. The big nationwide insurance companies do offer policies to mobile home owners. Some smaller local insurance companies may have difficulty in such a small market.
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