Published at Monday, April 16th, 2018 - 23:06:56 PM. Manufacturer Home Insurance. By Durand.
Over the last few years manufactured homes have developed into a beautiful places to live. These homes, when placed on a city lot, can often not be determined from a standard built home. They fit in beautifully with a landscape, have excellent designs, and in general are a welcome addition to a neighborhood. These homes need protection with Manufactured Home Insurance, the same as insurance for a standard house. People sometimes become confused in identifying various homes. A site-built home is constructed on a building site, while a modular home is built in sections at a factory and transported to a site by truck. A manufactured home, on the other hand is constructed at the factory and is built on a steel chassis, with wheels. It is then pulled to a building site or mobile home park. Once the home is in place the wheels are removed, however it is possible to move it at a later time.
The amount and degree of coverage provided by a manufactured home insurance policy can vary dramatically between insurance providers. It is very important to compare policies before buying, what might look like a bargain at first glance could end up costing you thousands of dollars in the event of a claim. That is particularly true when physical damage coverage is concerned. Some policies, called peril policies, provide basic coverage for only specific causes of loss. Policies that automatically cover most direct, sudden and accidental perils are often called comprehensive policies. These cost more than peril policies and list the few causes of loss that they do not cover in the policy.
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