Published at Sunday, April 15th, 2018 - 21:08:59 PM. Manufacturer Home Insurance. By Durand.
Manufactured home insurance is similar to regular home insurance. In general, manufactured home insurance policies provide two kinds of coverage. The first is coverage for your home and personal property such as clothes, appliances other personal possessions against perils such as fire, lightning, wind or hail damage. The second is liability coverage against lawsuits that may be filed by people who are accidentally hurt by your actions or activities.
While you pick out your manufactured home, whether new or used, and set it up on a piece of land or in a mobile home park, you will also have to consider insurance. One would think that there is not much difference between mobile home insurance and house insurance, but there is. Manufactured home insurance is structured around the particular needs of mobile home owners, which are different from those who own a stick-built house. For one thing, manufactured home insurance costs more than house insurance, because their structure makes them vulnerable to wear and tear, and more weather damage and natural depreciation.
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