Published at Sunday, April 15th, 2018 - 21:06:47 PM. Manufacturer Home Insurance. By Durand.
If you are trying to get quotes for mobile, manufactured, or modular home insurance, you will need to know what you own in order to get accurate homeowners insurance quotes. An insurer will surely make a distinction between any home that can move versus one that is firmly anchored in place! The age of the home will surely make a difference too! Sometimes it is still hard for people to really know what kind of home they own. As we noted above, some mobile homes have been firmly anchored and surrounded by other structures so it would be hard to notice they had originally been built to move! If you are not sure, an experienced insurance agent can probably help you. You can find a lot of online insurance quote systems that will give you some online information. This information may include competitive premiums, policies, and the contact information for local agents or company representatives. This is a quick way to find good quality insurers who can help you.
While you pick out your manufactured home, whether new or used, and set it up on a piece of land or in a mobile home park, you will also have to consider insurance. One would think that there is not much difference between mobile home insurance and house insurance, but there is. Manufactured home insurance is structured around the particular needs of mobile home owners, which are different from those who own a stick-built house. For one thing, manufactured home insurance costs more than house insurance, because their structure makes them vulnerable to wear and tear, and more weather damage and natural depreciation.
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