Published at Sunday, April 15th, 2018 - 21:06:47 PM. Manufacturer Home Insurance. By Durand.
You may want to talk to some mobile home owners to see which insurance companies they use and what their policies are like. They will be able to point you in the right direction to locate an insurance company that is right for you. Your home will be just as valuable to you as any other house, so make sure your insurance meets your needs and the needs of your home. For example, if your home will be in an area that has been known to be prone to flooding, get flood insurance. If you live in an area where there have been reports of break-ins, get insurance on your personal property. These may sound like simple things to do, but it is surprising how many people buy the wrong kind of insurance for their home, including singlewides and doublewides. Even if you rent a mobile home instead of buying one, you can still get renter's insurance. In today's economy, you will need all the help you can get when or if disaster should strike.
A good manufactured home insurance policy will offer protection on your personal possessions. Take a complete inventory of all your personal items. Include pictures of each item. Keep this list, as well as the pictures in a secure place that is not in your home, such as a safety deposit box. If your home is destroyed, you will need this list and pictures as proof of your personal possessions to get compensation. You could trust your insurance agent with it, but it is better to keep a safe copy for yourself. This may seem unnecessary to some, but if you ever have a serious claim situation you will be thankful that you took a few minutes and followed this step.
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