Published at Sunday, April 15th, 2018 - 21:06:38 PM. Manufacturer Home Insurance. By Durand.
Manufactured home insurance is similar to regular home insurance. In general, manufactured home insurance policies provide two kinds of coverage. The first is coverage for your home and personal property such as clothes, appliances other personal possessions against perils such as fire, lightning, wind or hail damage. The second is liability coverage against lawsuits that may be filed by people who are accidentally hurt by your actions or activities.
You may want to talk to some mobile home owners to see which insurance companies they use and what their policies are like. They will be able to point you in the right direction to locate an insurance company that is right for you. Your home will be just as valuable to you as any other house, so make sure your insurance meets your needs and the needs of your home. For example, if your home will be in an area that has been known to be prone to flooding, get flood insurance. If you live in an area where there have been reports of break-ins, get insurance on your personal property. These may sound like simple things to do, but it is surprising how many people buy the wrong kind of insurance for their home, including singlewides and doublewides. Even if you rent a mobile home instead of buying one, you can still get renter's insurance. In today's economy, you will need all the help you can get when or if disaster should strike.
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