Published at Wednesday, April 18th, 2018 - 12:07:05 PM. Mobile Home Insurance. By Durand.
An insurance company is very particular with the risk factors. When an issuer provides you with a quote, it is already considering the odds of getting a claim. Normally, stolen contents in your home are covered but one should keep in mind that failure to secure or lock the doors will nullify the claim as it is not covered due to negligence. Not surprisingly, manufactured homes are generally not as secure as permanent houses maybe due to the tendency that these homes are often found on areas with high density of population and anonymity. Add to the fact that mobile or park homes are not really as sturdy and burglars can break in with relative ease. Most manufactured homes are not equipped with security system as well. In other words, mobile homes are situated in locations where there is a high propensity of theft and the structure itself is more inviting for burglars. This is one of the main reasons why insurance of mobile home owners are more expensive.
Even though most insurance companies offer the same basic coverage that the next company offers, but what is not the same is the price. You would think that because the insurance policy is the same that you would be paying roughly the same price from insurer to insurer. This is simply not the case, the prices can easily vary by hundreds of dollars. This is why its important to get a quote from an insurer before you decide that they are right for you. Sometimes you will find that a cheaper solution is just right around the corner. Insurance quotes are great, and they are even better when they are free. It gives you a chance to really see where you are money would be better spent. Even if you do not find the absolute best deal that you can get, its better to know that you are getting the best price for your area. Remember, information is the key to saving you big bucks when it comes to any insurance policy and your mobile home insurance is no exception.
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