Published at Sunday, April 15th, 2018 - 07:48:26 AM. Manufacturer Home Insurance. By Durand.
What Makes a Manufactured Home Different. Since mobile homes are built in factories, they conform to US government's Manufactured Home Construction and Safety Standards as well as state and local housing codes. They are also built on a steel chassis and towed on wheels to their site. Ever since June 1976, factories making Manufactured Homes follow strict government guidelines monitored by the US Department of Housing and Urban Development (HUD). This ensures that your house is built to last and the materials used pass a high quality standard. There are two major differences between a conventional home and a mobile home. First, Manufactured Homes are built in factories and are far more economical than conventional ones. Since they are mass-produced, material and labor cost is greatly reduced. The second major difference is conventional homes are built on site providing a sturdier base. This does not mean that a mobile home is unstable. Part of the HUD rules and regulations about manufactured homes is that it should be attached to a permanent foundation. This is achieved by preparing an on-site base for your manufactured home, known as tie-downs, ground anchors and block foundations that greatly help in the stability of your home.
Scouting for the best Mobile Home Insurance. Be sure to get quotes from several insurance companies before purchasing any policy. Since mobile homes are becoming more popular, some companies have created specialized policies that offer better coverage. If you have auto insurance, ask your insurance company to assess your home since companies offer discounts for multiple policies. If you do not know where to start, you can always search the internet and look for companies that offer free quotes and professional advice on how you can get the best Manufactured Home Insurance in your area.
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