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Published at Tuesday, April 10th, 2018 - 23:33:22 PM. Manufacturer Home Insurance. By Durand.

Another difficulty is finding the right insurance company that even offers mobile home insurance. Many companies actually do not offer insurance for manufactured homes because as mentioned earlier there are many risks and greater losses associated with it compared to other types of homes. It is these risks and losses that are negatively translated to higher expenses for the insurance companies. Resulting in the form of higher premiums for homeowners. Since this is the case it often results in fewer insurance companies providing this type of coverage and when there is less competition, the prices are also higher. Competition is always a good thing because it helps the consumer save money.

Manufactured homes, also known as mobile homes, are factory-produced homes that can be transported anywhere and installed at a selected site with or without a permanent foundation. Manufactured homes have revolutionized the American housing market by providing affordability and flexibility to potential buyers. During the past few years, nearly 1 out of 3 new homes sold has been a manufactured home. With increasing home costs, many buyers prefer manufactured homes, which meet basic housing needs at a lower price. Instead of constructing a house in 3 to 5 months from scratch, you can get a ready home within 5 to 10 days. Today, manufactured homes are spacious, well-designed and affordable. The main advantage is that these homes are thoroughly inspected to meet the construction standards set by the U.S. Department of Housing and Urban Development for the design, energy efficiency, durability, strength, and fire resistance protocols.



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