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Manufacturer Home Insurance Cheap Car Insurance Homeowners Insurance California Sr22 Insurance Quotes Nursing Home Insurance Local Insurance Companies The Best Manufactured Home Insurance In Oregon

Published at Thursday, April 12th, 2018 - 14:00:04 PM. Manufacturer Home Insurance. By Durand.

While you pick out your manufactured home, whether new or used, and set it up on a piece of land or in a mobile home park, you will also have to consider insurance. One would think that there is not much difference between mobile home insurance and house insurance, but there is. Manufactured home insurance is structured around the particular needs of mobile home owners, which are different from those who own a stick-built house. For one thing, manufactured home insurance costs more than house insurance, because their structure makes them vulnerable to wear and tear, and more weather damage and natural depreciation.

Secondly, a good insurance policy will include liability insurance. Liability coverage protects you, the homeowner, if someone gets hurt on your property or in your home. It can pay for medical expenses and costs associated with the injury. A good policy will also help pay for legal defense in the event that you are sued. It should also cover damages made to the property when the accident occurred. However, it does not cover injuries to you or your immediate family living in the home. To determine the amount of liability coverage that you might need, think about how many people will be in and out of your home on a daily basis. If you have teenagers that are always inviting friends over, liability insurance is a must! It is important to try to make your home and property as safe as possible. Keep the porch and walkways in good repair. Always have adequate lighting and keep your home free of excessive clutter.



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