Published at Wednesday, April 18th, 2018 - 12:07:12 PM. Manufacturer Home Insurance. By Durand.
Preparing your Home. Despite the recent development and regulations in making mobile homes, insurance companies still consider them riskier to insure than conventional homes. Do not be surprised when you notice that insuring your home is more expensive. What you can do in order to counter this is to make sure that your home has all the necessary equipment and upgrades to get discounts. If you own a doublewide or a multiple-section manufactured home, you can also get a less expensive insurance policy since it's considered to be more stable than a singlewide home. And just like a conventional home, equip your house with burglar and fire alarms for better security and safety. Winterizing and insulating your mobile home is also a good step since it limits incidents of frozen pipes and will also save you money in heating and cooling your home. Although such steps pose additional costs, making these improvements will not only get you insurance discounts but will also make your family safe and secure.
While you pick out your manufactured home, whether new or used, and set it up on a piece of land or in a mobile home park, you will also have to consider insurance. One would think that there is not much difference between mobile home insurance and house insurance, but there is. Manufactured home insurance is structured around the particular needs of mobile home owners, which are different from those who own a stick-built house. For one thing, manufactured home insurance costs more than house insurance, because their structure makes them vulnerable to wear and tear, and more weather damage and natural depreciation.
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