Published at Wednesday, April 18th, 2018 - 12:06:53 PM. Manufacturer Home Insurance. By Durand.
You can save more on your premiums (by as high as 25 percent) if you are able to raise the usual $500 deductibles that are being recommended by most insurance companies. Getting lost already? Getting confused with what deductibles mean? In the terms of an insurance policy, it is defined as the cost by which you shell out towards a loss before your claim is reimbursed by your insurance company. Just in case you are not aware, you should know that there is a separate deductible for different types of damage that your house may incur. This is true especially for those that live in disaster-prone localities. Whether you live in an area that is often visited by windstorm, vulnerable to hail storm, or situated along a fault line then you must have separate deductibles for the specific possible-damage.
Manufactured home insurance is similar to regular home insurance. In general, manufactured home insurance policies provide two kinds of coverage. The first is coverage for your home and personal property such as clothes, appliances other personal possessions against perils such as fire, lightning, wind or hail damage. The second is liability coverage against lawsuits that may be filed by people who are accidentally hurt by your actions or activities.
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