Published at Wednesday, April 18th, 2018 - 12:06:39 PM. Manufacturer Home Insurance. By Durand.
The amount and degree of coverage provided by a manufactured home insurance policy can vary dramatically between insurance providers. It is very important to compare policies before buying, what might look like a bargain at first glance could end up costing you thousands of dollars in the event of a claim. That is particularly true when physical damage coverage is concerned. Some policies, called peril policies, provide basic coverage for only specific causes of loss. Policies that automatically cover most direct, sudden and accidental perils are often called comprehensive policies. These cost more than peril policies and list the few causes of loss that they do not cover in the policy.
Pay your premium automatically every month directly from your bank account. You are probably not aware of how much it costs your company to print and mail you a bill every month, but it is a lot. When you set up an auto-pay program you save your company that cost and they are only too happy to pass the savings right back to you in the form of a lower monthly premium. Did you know that if you put motion-sensitive floodlights on your property that you will pay a lower monthly premium? You can also pay a lower premium if you put deadbolt locks on all your exterior doors and make sure that all of your windows have a working lock.
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