Published at Wednesday, April 18th, 2018 - 12:07:42 PM. Mobile Home Insurance. By Durand.
Mobile home insurance protects your mobile home and other structures you own that are not attached to it. It pays to replace or repair your mobile home after it's been damaged by fire, storms, vandalism, lightning, explosions, plumbing leaks, or other incidents named in your policy. There are two types of coverage - replacement cost coverage and actual cash value coverage. Replacement cost coverage pays to replace your mobile home after it's destroyed. Actual cash value coverage also pays to replace your home after it's destroyed, but only for it's depreciated value. Standard policies do not cover your mobile home while it's being transported, but you can purchase trip collision coverage if you expect to move it.
How could you obtain mobile home insurance? Virtually there are three possible ways for you to obtain this kind of insurance. Starting with the most convenient of them all, and that would be to search for them over the internet. Various companies use the advantages of the web to attract customers. Another way is via the telephone. It is also a convenient practice but most people are not convinced with this method. Direct to the agent, perhaps this is most widely practiced method. Most of us would prefer to this as the last method due to the fact that they could ask for clarifications towards the agent, in matters they do not understand.
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