Published at Wednesday, April 18th, 2018 - 12:06:56 PM. Mobile Home Insurance. By Durand.
A mobile home insurance policy caters to the specific needs of owners of such. The coverage provided by this policy is similar to that of the regular homeowner's policy. However, it is specifically designed to meet the specific needs of the policy holder. Besides the mobile home, coverage also includes personal property and personal liability. Unless specifically excluded in the policy, your policy will cover your home and adjacent structures from all forms of loss. Coverage includes, without limitation, loss or damage by fire, windstorm damage, damage from falling objects, lightning, explosion, and more. Generally the policy will not cover a mobile home while it is in transit.
And finally it is important that you review your sums insured each year on your mobile home insurance. Most premiums are calculated by your sums insured, so it is important to review your sums insured each year as this is sure to reduce your premium! You will end up spending some money on you holiday home, so you want to make sure you have all your angles covered when it comes to insurance. It is crucial to look for a provider to tailor for your specific needs. The problem is most people do not consider insuring their second homes, holiday homes, or caravans, more often than not when it is too late! There are many simple maintenance tips that could prevent you from getting involved in a disaster when you turn the key on your holiday home on the first day of your summer holiday. Turning off the water for the winter is one tip, as well as straplocking up your water pipes. Make sure you have it well protected if the location is prone to storms in the Winter. For example, you could board up the windows.
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