Published at Wednesday, April 18th, 2018 - 12:05:08 PM. Mobile Home Insurance. By Durand.
If there is an accident involving a mobile home and someone got injured or suffers property damage arising from negligence on the part of the mobile homeowner, liability protection takes care of the medical and hospital bills, lost wages, and pain and suffering. It also pays the money needed for legal representation. This comes in if the injured person sues and legal charges are incurred. For people that are looking for how to get maximum coverage for their mobile homes, other protection plans are also available. The plans include: Additional living costs, debris removal and clean up, earthquake coverage, emergency repairs and food spoilage/waste. There is also mobile trip coverage which becomes active during movements; water backup coverage takes care of damage arising from out-flowing sewers or drainage ducts; and replacement cost coverage, which totally pays off the mobile home if there is total loss.
How to Buy Mobile Home Insurance. There are several ways to buy insurance. The first thing to keep in mind is that not all insurance policies offered by insurance companies are created equal. Before buying mobile-home insurance, make sure that your insurance agent fully explains your coverage insured by the policy. Do not forget to discuss total costs. Insurance is typically available to cover mobile or manufactured homes in the event of loss. Coverage can also be extended to provide liability protection and insurance against loss from theft.
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