Published at Wednesday, April 18th, 2018 - 12:05:39 PM. Home Insurance. By Durand.
Home insurance for tenants is 3 times cheaper. If you rent a home, you can benefit from lower home insurance costs since you do not need all the coverages that a homeowner would need. Typical tenant insurance policy would be covering your liability (e.g. if you flood people who live under your unit) and contents of your home (e.g. expensive electronics, items of art, rare collection items). Average rental insurance costs in Ontario are $252/year ($21/month). Tenants insurance in other provinces would be comparable in terms of costs: $33/month in Quebec and $25/month in Alberta.
When dealing with the aftermath of a disaster such as a hurricane, earthquake or fire, one of the first steps you will take is to contact your home insurance company in order to file a claim. But having an insurance policy and filing a claim is not a recipe for total reimbursement; sometimes, home insurance claims get denied. One way to help ensure that your important claims are not denied is to learn the many different reasons that could cause an insurance company to deny it. While the following list is definitely not exhaustive, it does share many of the most common reasons for denied claims.
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