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Published at Sunday, April 15th, 2018 - 07:28:22 AM. Home Insurance. By Durand.

Provincial differences do exist. Coverage costs vary by province because each province has its own unique challenges. Average insurance in Ontario are not typically impacted by things like earthquake coverage but the same cannot be said of British Columbia, for example. In Canada, overland flooding is a separate area for insurance and insurers are not typically willing to cover this risk. As an example, an average home insurance premium in Alberta is ~$900/year for homeowners. Quebec homeowners pay on average ~$840/year in home insurance costs.

So what is this particular form of insurance we are referring to? Whether you know this insurance product as home, hazard, or homeowner's insurance, all of these three terms refer to the specific type of insurance product for properties. This insurance policy is designed to provide coverage to private homes. This particular type of insurance product is a combination of different personal insurance coverage, which may include losses that will occur to a policy holder's home, the loss of contents of the property, the loss of the use of the home, or the loss of other valuable possessions within the property.



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