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Unoccupied Home Insurance The General Insurance Quote Get Car Insurance Online Buy Car Insurance House Contents Insurance Backpacker Insurance

Unoccupied Home Insurance The General Insurance Quote Get Car Insurance Online Buy Car Insurance House Contents Insurance Backpacker Insurance Pros And Cons Holiday Home Insurance

Published at Tuesday, April 10th, 2018 - 23:27:24 PM. Unoccupied Home Insurance. By Durand.

As with other insurances, there are ways to help keep the cost of vacant property insurance lower. One of the best ways is to make sure the property is as secure as possible. Some insurance companies refuse to provide vacant property insurance unless the home is equipped with an alarm system. This is the best way to get a reduction in your rates (and in some cases to even getting the insurance in the first place). If you have been with this company for some times, be sure to ask about any available loyal customer discounts. The fact that you have been a faithful, paying customer over time is often recognized by insurance companies by offering discounts. There may be no place a discount is more needed than in getting vacant property coverage. Raising the deductible is also a possible means of saving on the monthly premium. Just remember, a higher deductible means higher out of pocket expense if a claim has to be made.

Your standard homeowners insurance company said they are no longer interested in insuring your home because of the change in the risk (the home went from being occupied full time by you and your family to now being vacant.) A slow economy and a lot of great values on foreclosed homes are causing a lot of homes to sit on the market much longer than most homeowners would like. Some homeowners can't wait for the sale of their home so they move and leave the home vacant. Whether it is moving to a new city to accept a job or a job transfer, families consolidating households, the home is vacant and so what should you do to be sure you have the right type of insurance coverage on your vacant home?



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