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Homeowners Insurance Good Homeowners Insurance In Florida Home Insurance Miami Fl Florida Homeowners Insurance Quote Online Homeowners Insurance Florida Cost How Much Is House Insurance In Florida

Homeowners Insurance Good Homeowners Insurance In Florida Home Insurance Miami Fl Florida Homeowners Insurance Quote Online Homeowners Insurance Florida Cost How Much Is House Insurance In Florida Florida HomeOwners Insurance Coverage - An Understanding You Could Use

Published at Wednesday, May 30th, 2018 - 02:50:31 AM. Homeowners Insurance. By Durand.

Excerpt from Florida HomeOwners Insurance Coverage - An Understanding You Could Use :

Florida homeowners insurance coverage. If the probability that you'll make a claim is high an insurance company's chances of making a profit reduces by the same factor. Therefore they make you pay a higher rate for your Florida homeowner insurance to protect themselves from loss. An insurance company calculates the percentage and frequency of claims for each profile based on actuary science. If statistics show that out of every 500 policyholders within a given profile A, 5 of them are likely to make a claim within a year, they'll see such a profile as a higher risk than another, B, that has an average of one claim out of every 300 policyholders yearly.

Florida homeowners insurance coverage. An insurance company will be able to fulfill its obligation and still turn a profit for profile B if they charge a premium of $160 per annum per insured person. This won't be feasible for profile A (Which has more claims) as that will mean the insurer runs at a loss. Therefore, they may be compelled to take as much as $650 or more in this case to turn a profit.



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