Published at Monday, April 02nd, 2018 - 13:38:49 PM. Home Insurance. By Durand.
Excerpt from Cypress Home Insurance - Why Are the Rates So Random? :
*Amount of Coverage: You may want to over-insure your home because you think it's better to be safe than sorry, but you'll be overpaying for coverage you do not need. The amount of coverage affects the price with all insurance companies. Make sure you have enough coverage but don't over-do it either.
*Type of Construction: Whether you have a brick home or a frame-stucco home, your insurance company needs to know. Your insurance company also wants to know what type of roof you have. Wood shake roofs and not as desirable as concrete tile roofs because they are a little more flammable.
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