Published at Monday, April 02nd, 2018 - 13:38:09 PM. Home Insurance. By Durand.
Excerpt from Cypress Home Insurance - Why Are the Rates So Random? :
*Age of House: The older the house, the more likely it is to have a claim. Thus, older houses are usually going to cost more to insure.
*Claims History: Most people assume that their personal claim history is all that is accounted for when rating a policy, but that's not always the case. If you are purchasing a new home, claims made on that home by the previous owners could affect your ability to obtain insurance through certain carriers.
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